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July 15, 2026

What is NHS Continuing Healthcare (CHC) Funding?

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What is NHS Continuing Healthcare (CHC) Funding?

NHS Continuing Healthcare (CHC) is a fully funded package of ongoing care arranged and funded solely by the NHS.

It covers 100% of care and residential accommodation costs for adults with severe, complex, or unpredictable health conditions, and is not means-tested.

Eligibility

To qualify for CHC funding, you must be assessed as having a ‘primary health need’.

This means your main reason for requiring care is due to healthcare needs rather than social or personal care.

Assessors will evaluate the nature, intensity, complexity, and unpredictability of your needs. Eligibility is based entirely on these health needs, regardless of any specific medical diagnosis, personal income, or savings.

What it Covers

If eligible, the funding pays for the entirety of your assessed care needs in any setting outside of a hospital. This includes:

Care in your own home: Covers the cost of personal carers and specialist health support.

Care homes: Covers the full cost of your residential care, including accommodation, personal care, and nursing care.

How to Apply and Learn More

The process typically involves a two-step assessment: an initial screening checklist followed by a comprehensive full assessment conducted by a multidisciplinary team of healthcare professionals.

To learn more about the process, see if you qualify, or initiate an assessment, review the following resources:

Official Guidance: Check the GOV.UK National Framework to understand the principles behind the assessment process.

Assessments & Appeals: For step-by-step assistance and advice, visit Beacon CHC or consult the Age UK Social Care Guide.

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