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Andy Stein
March 10, 2026

5 Essential Blood Tests You Need Every Year (Ages 40+)

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5 Essential Blood Tests You Need Every Year (Ages 40+)

Turning 40 is a major milestone for your health. Many significant conditions—such as Type 2 diabetes, high cholesterol, and chronic kidney disease (CKD)—are “silent killers.” They often show no symptoms until they are advanced.

While the NHS does not automatically provide these as a “package,” staying proactive is the best way to ensure early, effective treatment.

Expert Note: If you are of Black or Asian heritage, we recommend starting these annual checks at age 30. Statistics show a higher prevalence of diabetes and CKD in these communities at an earlier age.


1. Full Blood Count (FBC)

The FBC is a snapshot of your general health. It measures three vital components that help identify anemia, hidden infections, or even certain cancers.

  • Haemoglobin (Hb): Carries oxygen. Low levels indicate Anemia; high levels indicate Polycythaemia.

    • Target: Men: 130–170 g/L | Women: 110–150 g/L

  • White Cell Count (WCC): Your immune system’s frontline. High levels may suggest infection or inflammation.

    • Target: 4–11 x $10^9$/L

  • Platelets: Responsible for blood clotting.

    • Target: 150–400 x $10^9$/L


2. Biochemistry (The “U+E, LFT, and Bone” Panel)

Often called a Comprehensive Metabolic Panel, this assesses how your internal organs are performing.

Kidney Function (U&Es)

Measures electrolytes and waste products. The most critical number here is your eGFR, which determines your CKD Stage.

  • Creatinine: 60–120 μmol/L (High levels suggest kidney struggle).

  • eGFR: 90–120 ml/min (A low score indicates declining kidney function).

Liver Function Tests (LFTs)

These enzymes tell the story of your liver health and alcohol processing.

  • ALT/AST: 15–45 IU/L (Markers of liver cell damage).

  • Bilirubin: <21 µmol/L (High levels can cause jaundice).

Bone Health

  • Calcium: 2.2–2.6 mmol/L. Vital for bone density and heart rhythm.


3. Blood Glucose & HbA1c (Diabetes Screening)

A standard glucose test shows your sugar now, but the HbA1c shows your average blood sugar over the last 3 months. This is the “gold standard” for diagnosing Prediabetes.

Condition HbA1c (mmol/mol) HbA1c (%)
Normal 20–42 4% – 6%
Prediabetes 42–47 6% – 6.5%
Diabetes 48+ 6.5%+

4. Cholesterol & Lipid Profile

This test measures fats in the blood to predict your risk of heart attack or stroke.

  • Total Cholesterol: Target < 5 mmol/L.

  • HDL (“Good”): Target > 1 mmol/L (Helps clear arteries).

  • LDL (“Bad”): Target < 4 mmol/L (Clogs arteries).

  • Triglycerides: Target < 1.7 mmol/L.


5. Gender-Specific Essentials

Depending on your biology, a fifth test is crucial for early cancer or hormone detection.

For Men: PSA (Prostate Specific Antigen)

  • Target: < 3 ng/ml.

  • Why: A rising PSA can be an early warning for Prostate Cancer, though it can also be raised by non-cancerous enlargement (BPH) or infection.

For Women: Thyroid Function Tests (TFTs)

  • TSH Target: 0.5 – 5.0 mU/L.

  • Why: Women are significantly more likely to develop thyroid issues. A high TSH usually means an underactive thyroid (Hypothyroidism), causing fatigue and weight gain.


Summary: How to Get These Tests

Since there is no “automatic” screening for all these items in the UK, you have three main routes:

  1. The NHS Health Check: Available every 5 years for those aged 40–74 (includes cholesterol and glucose).

  2. GP Request: If you have symptoms or a family history, your GP may order these.

  3. Private Screening: Many accredited labs offer “Well Person” blood profiles that cover all the above.

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